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Does Your Business Offer Recurring Payments?

Instead of sending your customers to collections for Not Sufficient Funds,

our solution collects 80-85% of your NSF transactions and at no cost to you. 

The single biggest cause of customer churn in subscription businesses are failed payments, and the strategies you implement to recover those failed payments matter. Research shows that customer visibility to the failed payment created through service interruptions and dunning approaches are also drivers of churn. By employing our solution, you can recover the declined transaction without involving your customer and therefore reducing churn. 


  • ACH Returns
  • Pre-Authorized Drafts
  • Returned Checks (consumer and business)
  • Credit and Debit Card Returns


  • Proprietary technology is used to quickly collect NSF returns
  • Increase your recovery by as much as 50%
  • Recovered funds are deposited at 100%
  • Full reporting functionality
  • No collection calls


  • Increase profitability
  • Increase cash flow
  • Speed up the recovery process
  • Reduce collection costs
  • Increase customer satisfaction
  • Eliminate collection call concellations
  • Daily reporting and secure website access


Hospital, Medical Center, Pharmacies, and Clinics


  • Approximately 30 declined items per month, per location (5 locations)
  • Average payment of $1100 for payment on account, also pharmacy
  • Sent to collection agency, who keeps 40% of collected funds
  • Recovery rate very low at approximately 25%

Critical Issue/Pain

  • Collection Costs per collected item were extremely high
  • Collection Agency recovery deposit in 60 to 180 days, when collected
  • Recovering only about 25% of items in total
  • Lost, never recovered revenue was about $900,000 annually


  • Group provided returned items first, before collection agency
  • Any remaining uncollected items were sent to collection agency (less than 30%)
  • Our team's solution uses technology that even banks cannot use for recovery
  • Managed Clear Recovery Solution in place since 2004 for recovery of NSF returns


  • Increase collection rates and cash flow in 7 to 21 days
  • Eliminate high cost of collection agency (40% of collected funds)
  • In-house collections spotty and inconsistent


  • Our team's electronic solution immediately increased clear recovery of NSF rates, reduced collection costs, and increased revenue for the hospital group
  • Recovery rates after solution implementation: Over 70% of NSF items
  • Collection agency used for closed accounts and uncollectible times
  • The solution reduced collection agency costs by over $198,000 in the first year
  • Collection Agency receives about 70% fewer NSF items, thus increasing cash flow for the hospital group
  • Cashflow increase approximately $74,000 in the first month

No Risk

  • Cost to client to implement use of solution - $0
  • No equipment or setup costs
  • No monthly fees
  • No annual fees
  • No hidden fees
  • This is a free service to the hospital, medical center, pharmacies, and clinics

How May We Help You?