Business Financial Solutions for Owners and CFOs
Business financial solutions start with what you already spend. System Stream helps organizations find financial opportunities across existing spend categories, contracts, and vendor relationships. As a comprehensive expense reduction network spanning 90+ spend categories, we look for places where costs may come down, cash flow may improve, and budgets may gain flexibility. What a review finds depends on your spend and your agreements, and you decide what, if anything, to act on.

Where Financial Opportunities May Exist
Opportunities are often hiding in spend that already runs on autopilot.
- Agreements that renew without a fresh look. Contracts and rates that made sense years ago may no longer reflect today’s market.
- A narrow field of options. When only a few providers are ever compared, it is hard to know what better terms look like.
- Teams that are already stretched. Line-item reviews across many categories take time most finance teams do not have.

When costs come down, the results can show up as improved cash flow and more flexible budgets.
Explore Financial Opportunities by Category
Payments and Revenue
Fees and revenue leaks in how you accept and collect payments.
Card Processing Programs
Card processing programs, starting with a statement review.
Technology and Data
Technology, cloud and data spend that grows quietly.
Technology Spend Analytics
Price benchmarking across your technology spend categories.
Managed Cloud Discount Optimization
Identify mid-contract cloud savings without long-term commitments or renewal delays.
Data Integration and Management
Data integration and management built around how your teams actually work.
Energy and Logistics
Utility and shipping costs that move with the market.
Energy Procurement Savings Program
Competitive energy auctions for electricity and natural gas, with clearer price discovery.
Shipping Expense Reduction
Shipping expense reduction for parcel, LTL and 3PL spend.
Supply Chain and Team Programs
Programs that extend cost work to your suppliers and your team.
Supplier Expense Reduction Program
Helps suppliers become leaner and more cost efficient, which strengthens your supply chain.
Expense Reduction Summit
A complimentary, no-obligation live webinar on expense reduction for your team or your suppliers.
Workforce and Benefits
Employer programs that look at benefits and plan costs.
Employer Workforce Savings Program
Explore enhanced employee benefits and potential employer savings without a reduction in net pay. Free estimate for 20+ W-2 employees.
More detail
No upfront cost. Minimal internal lift required. No obligation to implement.
Cut Healthcare Claims Costs for Self-Funded Employers
Review healthcare claims spend for self-funded employers without cutting employee benefits.
Healthcare Plan Cost Reduction Technology
Technology that helps optimize healthcare plan expenses without reducing the benefits employees rely on.
See all 90+ spend categories
IT / Telecom
- Cloud Optimization (AWS, Azure, Google)
- Artificial Intelligence (AI)
- Phone / Internet
- Cable / Satellite TV
- Alarm (Fire & Security)
- Facility Visibility & Security
- Call Centers
- Printer / Copier
- IT Risks
- Wireless Phones / Devices
- Phone System Maintenance
- IT Spend Analytics & Price Benchmarking
- Hardware / Software Licenses
- CCTV
- ERP Support Maintenance
- Managed Service Provider (MSP)
- Managed Security Service Provider (MSSP)
- Drive-Thru Equipment
- Music Services
- Data Management & Integration
- Email / Website Hosting
- Concession Stand App
- Conference Lines
- Pagers
- Multi-Carrier Router
Supplies
- CO2 / Industrial & Specialty Gases
- Food Costs
- Coffee Supplies
- Fountain Beverage Purchasing
- Promotional Products
- Office Supplies
- First Aid Kits
- Printing Supplies
- Corrugated Boxes
- Printed Materials
- Factory Consumables
- MRO Supplies
- Fleet Management (Parts & Supplies)
- Laboratory Supplies
- Packaging
Medical
- Nursing Excellence - Magnet® & Pathway To Excellence® Support
- Nursing Excellence - Fundraising
- Nursing Excellence Technology Solutions
- National Nurse Sensitive Indicator (NSI) Database
- Medical Supplies / Equipment
- Medical Software
- Medical Transport
- Medical Services
- Pharmaceuticals
- Lab Services
- Oxygen / Medical Gas
Utilities / Energy
- Electricity
- Natural Gas
- Commercial Solar
- Liquid Propane
- Heating Oil
- Water / Sewer / Stormwater
Mail / Shipping
- FedEx / UPS
- Freight
- Postage Meters
- Fleet Management (Trucking)
- Warehousing
- 3PL
- Sustainability (Scope 3)
Corporate Services
- Printing
- Mail Management
- Professional Services
- Document Storage
- Food Delivery Services
- Document Imaging
- Equipment Leasing
- Parking
- Corporate Aviation
- NIL Fundraising
Janitorial
- Janitorial Services & Supplies
- Window Washing
- Pressure Washing
- Housekeeping
- Cleaning Chemicals
- Floor Care
Maintenance Contracts
- Pest Control
- Hood / Oven Cleaning
- HVAC
- Landscaping / Snow Removal
- Elevator / Escalator
- Kitchen Equipment
- Water Systems
- Generator
- Locksmiths / Access Control
- Swimming Pools
- Street / Parking Lot Sweeping
- Other Maintenance
Human Resources
- Employee Retention Programs
- Payroll Service
- Payroll Tax
- PEO
- Education / Training
- Background Checks
- Drug Testing
- Staffing
- HR Software
- Healthcare Plan Assets
- Technology
- Employment Services
- Travel
- Security
Treasury
- Bank Fees
- Credit Card Auditing & Monitoring
- Recovery of Failed Payments
- Armored Car Service
- ATM Maintenance
- Purchase Cards
Insurance
- Workers’ Compensation
- Health / Benefits
- Property / Liability
- Cyber Insurance
- Healthcare Claims
Transportation / Fleet
- Fleet Leasing
- Vehicle Rental
- GPS Tracking
Waste
- Solid / Recycling / Compost
- Medical Waste
- Shredding
- Hazardous Materials
- Grease Traps
- eWaste
Textiles
- Uniforms (Wash / Rent / Replace)
- Linen and Laundry Service
- Mats, Mops, Rags
Taxes
- FICA Tax
- Property Tax
- Unemployment Tax
- Sales and Use Tax
- Tariffs
- R&D Tax Credits
Advertising
- Billboards
- Print Media
- Television
- Digital / Internet Marketing
- Yellow Pages
Other
- Storage Units
- Lease / CAM
- Cellular Tower Leases
- Chemicals
MAGNET®, MAGNET RECOGNITION PROGRAM®, Pathway to Excellence and ANCC MAGNET RECOGNITION® are trademarks of the American Nurses Credentialing Center (ANCC). The products and services of System Stream, LLC are neither sponsored nor endorsed by the ANCC.
Funding and Community Impact Opportunities
Separate from expense reduction, the network also supports programs that help fund community and mission goals.
B2B Fundraising Program for Non-Profit Organizations
Reach the operating budgets of businesses that already support your mission.
Sponsorship Fundraising Program
A no upfront fee fundraising program you can offer potential sponsors.
Foundation Fundraising Program
Help diversify funding for your foundation and other priorities.

For hospitals: Nursing Excellence Fundraising builds supplemental funding for nursing excellence work through business contributions.
How a Review Works
- A short conversation about the categories that matter to you.
- A review of current agreements in those categories.
- You decide whether to move forward.
Most of our solutions are contingency based (i.e. no upfront fees). Most times, you can continue working with your current vendors.
The System Stream network brings together 24+ specialist firms, with capabilities spanning 90+ spend categories and operations across 43 countries.

In healthcare? Hospitals and health systems: see Healthcare Financial Outcomes. Also see Healthcare Solutions.
If any category above is a meaningful line item for you, a short conversation is an easy way to see whether a review makes sense.
This material is informational and is not tax or legal advice. Availability of a specific solution depends on spend volume and project scope. Disclosure
